How African freelancers are winning the new global payment game

10th November, 2025
5 Minutes
Fintech • Transactions • Finance
How African freelancers are winning the new global payment game
Written by
Gbenga Olaibi
Gbenga Olaibi
Content Strategist
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It used to be simple, finish your 9–5, get paid, stroll into the bank, and collect your salary like vibes.

But remote work changed everything.

Now, a Lagos designer works for a brand in Manchester.

A Kenyan writer bills clients in California.

AGhanaian developer earns in USDT and spends in cedis.

Borders? Gone.

But so is the old way of getting paid.

The rise of global freelancing opened massive doors — but also fresh headaches: delayed payments, wild FX rates, middlemen, and “we’re still processing it” emails.

Luckily, freelancers are fighting back. Smarter. Faster. Borderless.

Here’s how they’re adapting (and how you can too 👇).

1. Multi-currency wallets are the new standard

Old-school bank wires? Long thing.

Today’s freelancers keep USD, GBP, and EUR wallets ready to receive cash directly without stress.

On Myaza, you can hold multiple currencies, swap instantly, and withdraw when you’re ready. One tap. Done.

2. Stablecoins are more than a crypto flex

Many freelancers now get paid in USDT or USDC fast, borderless, and cheaper than wires.

But instead of hoarding crypto, smart freelancers swap it to USD or NGN on Myaza, right inside the app.

No third-party headache. Just your money, when you need it.

3. Platform payouts are going direct

YouTube, Upwork, Fiverr – they all now pay in USD. So the new question isn’t “how do I get paid?” It’s “how do I actually use it locally?”

That’s where your Myaza virtual dollar card comes in, perfect for subscriptions, tools, or spending your USD online anywhere.

4. Bank transfers are fading out

Wire transfers = delays, deductions, and drama.

Fintech-native freelancers now move with instant swaps, fair rates, and transparent fees.

No need to chase down your bank manager or pray for “inward remittance.”

5. Regulations are getting tighter

Governments are catching up with the global freelance wave, more tax rules, more KYC checks.

That’s why freelancers are choosing platforms that play clean and still move fast.

(Hi, that’s us ✋)

Real talk: how freelancers are staying ahead

Diversifying income routes: Using Myaza + stablecoins + direct payouts for backup options.

Holding value in stronger currencies: Keeping USD earnings stable, avoiding FX heartbreak.

Budgeting in two layers: Global income + local expenses = balanced peace of mind.

Getting payment-smart: Comparing rates, tracking conversions, and staying in control.

But let’s be honest, challenges still exist

  • Random platform delays

  • FX volatility

  • Local currency instability

  • And that one client who “forgot to send the invoice”

Still, the game is shifting and those who adapt win.

The future: less stress, more control

Freelancers don’t just need another app, they need a money system that actually works for global earners.

That’s why Myaza was built to help you:

  • Receive in USD or stablecoins

  • Swap instantly to local currency

  • Spend globally with your virtual dollar card

  • Pay, withdraw, and move money

    without borders

Because in 2025, your work is global.

Your money should be too.

Adapting means thriving.

Don’t just work global; earn, swap, and spend global with Myaza.

Want to join us?

Get started in three
easy steps

Setting up Myaza is easy. Follow the steps below to get started.

1
Find the Myaza app

Find the Myaza app in the App Store (for Apple devices) or the Play Store (for Android devices) or you can use the Web app (for Desktop devices). You can search for the app or follow a link to the app's page.

2
Install Myaza app

Install the app on your device by tapping the 'Install' button and waiting for the download process to complete. Depending on your device and internet connection, this may take a few minutes.

3
Register/Log in

Once the app is installed, launch it and register for a new account or log in to your existing account to access all of the features and benefits of Myaza.

Answered Questions

Questions? We got
answers!