The Easiest Way To Recover From Your December Spend Fatigue (And still get paid for it)

22nd January, 2026
3 Minutes
Digital payments • Stellar network • USDC deposits • Product Updates • Company News
The Easiest Way To Recover From Your December Spend Fatigue (And still get paid for it)
Written by
Somadina Sixtus Mmuo
Somadina Sixtus Mmuo
Content Strategist
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See eh, let's be honest, December happened to all of us.

The weddings. The detty parties. The "small" contributions that added up. The Christmas shopping and Aso-ebi that went from ₦50k to ₦250k somehow. Even the oblee (especially the oblee!😩)

January showed up with receipts, and now your account is giving you the silent treatment. If yours isn't, then you must be related to Merlin (seriously, show us the way, abeg).

But here's the thing about starting fresh: you don't need to wait until you've "recovered" to make smarter money moves. You start now, with what you have, using tools that don't punish you for trying.

Why We Built This Campaign (And Why It Matters Now)

We know you're tired. Tired of fees eating into every transaction. Tired of slow transfers when you need money to move fast. Tired of losing value to network charges before your deposit even hits your wallet.

That's why we partnered with Stellar to launch something simple: deposit $100 or more in USDC via the Stellar network, and get 1% cashback. Money back in your pocket.

  • Deposit $500, you get $5 back.

  • Deposit $2,000, you get $20 back.

The math is easy because it should be. I wouldn't mind some breathing room this month that feels like 100 days. It's why I didn't waste any time hopping on this, and neither should you.

What Makes Stellar Different?

Stellar isn't just another blockchain. It was built in 2014 with one mission: make moving money across borders as simple as sending a text message.

The network was designed by Jed McCaleb (who co-founded Ripple) to create something faster, cheaper, and more accessible. Stellar transactions settle in 3-5 seconds. Not minutes. Not hours. Seconds.

You don't have to be crypto-savvy to understand what Stellar is about. In the easiest terms, here's what that means for you:

  • You keep more of your money. Transaction fees on Stellar cost fractions of a cent. Other networks charge you $5, $10, or sometimes $20 just to move your own money. Stellar doesn't.

  • You move faster. Sending money to family in another country? Paying a freelancer abroad? Topping up your USD wallet? It happens in real time. No "processing" limbo.

  • You stay in control. No hidden markups. No opaque processes. Just clear, fast movement.

For Africans building across borders, Stellar is the infrastructure that makes sense. It doesn't treat cross-border payments like an inconvenience. It treats them like the default.

Why We Chose Stellar for Myaza

We built Myaza to eliminate the friction around moving money in Africa and beyond. That means choosing partners who share the same values: speed, transparency, and affordability.

When you deposit USDC via Stellar on Myaza, you're using one of the most efficient payment rails in the world. And now, we're rewarding you for it. Think about it—it's a win-win.

How to Claim Your Cashback

  • Open your Myaza app now.

  • Go to your USD wallet and select Digital Dollars.

  • Select "Deposit USDC".

  • Choose the Stellar network.

  • Deposit $100 or more.

  • Get 1% back automatically.

That's it. E shock you? Yeah, it's that simple.

What This Really Means for You

January is when people talk about fresh starts, but fresh starts cost money. Personally, I did the math yesterday and let's just say I needed cold parfait after because my head was on fire.

Why is January so expensive? The course you want to take. The subscription you've been eyeing. The savings goal you set on New Year's Eve. (Don't tell anybody, but I set a 10 million naira goal for the year and I already quietly reduced it to 4 million 😩).

This campaign is a small edge. It won't solve everything, but it puts a little bit back in your corner. And right now, after the month we all just survived, every bit counts.

Myaza makes sure you can access the power of Stellar without needing a PhD in blockchain. This cashback is our way of saying we see you. We know December was expensive. We know January is tight. And we're building tools that work with you, not against you.

Download Myaza. Deposit Smart. Get Paid.

Your wallet deserves a break. Give it one. You can thank me later, but give yourself a break first.

Want to join us?

Get started in three
easy steps

Setting up Myaza is easy. Follow the steps below to get started.

1
Find the Myaza app

Find the Myaza app in the App Store (for Apple devices) or the Play Store (for Android devices) or you can use the Web app (for Desktop devices). You can search for the app or follow a link to the app's page.

2
Install Myaza app

Install the app on your device by tapping the 'Install' button and waiting for the download process to complete. Depending on your device and internet connection, this may take a few minutes.

3
Register/Log in

Once the app is installed, launch it and register for a new account or log in to your existing account to access all of the features and benefits of Myaza.

Answered Questions

Questions? We got
answers!